Newsletters

Fifty-seven percent of American workers have saved less than $25,000 for retirement, and 28% have saved less than $1,000.

Source: Employee Benefit Research Institute, 2013

Will you outlive your retirement income? Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.

April

March

February

January

December

November

October

  • Want to Be Your Own Boss?

    Developing a business after retiring from a regular job comes with risks and challenges.

  • Growth and Value Investing

    Understanding the difference between growth and value investments may help with making more informed investing decisions.

  • Cybercrime Survival Guide

    Here are some specific cyber security threats and tips to help small businesses protect their interests.

September

  • Teach Your Children Well

    This article explains why it is important to teach young people about finances and offers tips to help develop children’s financial knowledge.

  • Rung by Rung: Building a Bond Ladder

    A bond ladder could help investors stagger the maturity dates of bonds to limit long-term exposure to low rates and allow some principal to be reinvested when rates are rising.

  • How a Pension Could Affect Social Security Benefits

    The Windfall Elimination Provision and the Government Pension Offset could reduce Social Security spousal or survivor benefits in certain situations

  • Women and Retirement Investing

    Focusing on education and the prudent management of retirement plan investments could help many women improve their financial prospects.

  • Evaluating the Need for Long-Term-Care

    Certain insurance products could be used to help prevent retirement savings from being wiped out by the escalating cost of long-term care.

August

  • Making Sense of Auto Financing

    Buyers who intend to finance a new car purchase should generally shop carefully for the best price and terms.

  • A Will to Help Your Children

    This article explains the importance of a will, and why families who have children with special needs might also consider a special-needs trust.

  • Shunning Stocks May Come with a Cost

    Why avoiding stocks altogether could prevent a portfolio from keeping pace with inflation.

  • Tax-Conscious Investing

    How a mix of taxable and tax-deferred accounts could help reduce the effect of taxes on an overall portfolio.

  • Orchestrating an Exit

    Devising a written business succession plan could ultimately benefit the owner, the owner’s family, and possibly the employees.

July

  • Investors as Corporate Citizens

    Sustainability has become a fundamental business goal for many corporations throughout the world, driven in part by investors.

  • Keeping Talent On Board

    An executive bonus plan funded with cash-value life insurance could be used to reward and help retain a company’s most valuable employees.

  • America’s Pension Problems

    A closer look at how pensions operate and why it might not be wise to rely solely on a pension when assessing retirement income needs.

  • Energy Update: Natural Gas Boom

    The potential implications of how shifts in energy production, consumption, and policy could affect supplies and prices in the future.

  • Target-Date Funds Keep Retirement in Sight

    Examine target-date funds and why funds with the same target date are not all the same.

June

May

  • Fraud Never Sleeps

    Fraud accounted for more than half of the 1.8M consumer complaints received by the Federal Trade Commission in 2011.

  • Moving On and Rolling Over

    Transitioning workers must decide what to do with savings accumulated in their employer-sponsored retirement plans.

  • Signs That You May Not Be Ready to Retire

    Some warning signs that you might not be ready to go full speed ahead with the transition from worker to retiree.

  • Sector Investing

    The composition, risks, and portfolio roles of sector funds typically differ from broader-based stock funds.